Divorce by Design

Certified Divorce Financial Analyst

You Deserve to Know What You're Agreeing To

I help women married 15 years or longer feel empowered by the financial decisions they make before, during, and after divorce.

Christy, Certified Divorce Financial Analyst

Why I do this work

Understanding money gave me choices when everything else felt out of my control.

When my marriage ended, I learned that understanding your money isn't just about dollars — it's about having choices when it feels like your life is changing.

Even though I had managed our family's finances, I found myself asking: Can I afford to keep our home? Was the settlement fair? Am I going to be okay? Financial knowledge gave me something I desperately needed — it gave me choices.

That experience changed the direction of my career. I became a financial advisor because I wanted other women navigating divorce to have what I needed during mine: someone who could help them understand the financial consequences of their choices before making decisions that could affect them for years.

"Divorce can change the future you thought you were building. But it doesn't get to decide what happens next. You do."

CDFA® — Certified Divorce Financial Analyst

"The decisions you make in the next few months will shape the next few decades."

— Christy, CDFA®

The process

How we work together

01

We talk

A no-pressure first conversation to understand your situation, your concerns, and whether working together makes sense for you.

02

We map your financial picture

I gather and analyze your complete financial landscape — assets, debts, income, retirement accounts — so nothing gets overlooked and nothing gets left on the table.

03

You negotiate with clarity

Armed with real numbers and long-term projections, you and your attorney can negotiate a settlement that actually works for your future — not just today.

Two women in a calm professional conversation

Common questions

You might not know you need me yet.

Most women I work with didn't know a CDFA existed until they were already in the middle of their divorce. Here's what I hear most often.

Yes — and your attorney will likely welcome it. Attorneys are experts in the law, not financial analysis. A CDFA fills the gap by translating the financial implications of every proposed settlement so you and your attorney can make truly informed decisions together.

Even 'simple' divorces involve complex financial decisions — retirement accounts, the family home, tax implications, future cash flow. What looks simple on the surface can have consequences that last decades. A CDFA helps you see the full picture before you agree to anything.

The earlier the better — ideally before any proposals are on the table. But it's never too late. Even if you're mid-negotiation, I can help you evaluate what's being offered and what it actually means for your financial future.

A general financial advisor helps you grow and manage wealth. A CDFA specializes specifically in the financial complexities of divorce — division of assets, QDRO orders for retirement accounts, tax consequences of settlements, and long-term financial modeling for post-divorce life.

I work on an hourly or project basis depending on the complexity of your situation. The first conversation is always free. Most clients find that the financial clarity I provide — and the mistakes we avoid — far outweighs the cost of my services.

Get in touch

No pressure. Just a conversation.

You don't have to have it all figured out before you reach out. Tell me a little about where you are, and we'll take it from there.

Divorce by Design

Intentional planning for life's next chapter.

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Certified Divorce Financial Analyst®

CDFA® credential issued by the Institute for Divorce Financial Analysts

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Financial guidance. Not legal advice.